This is not as hard as the obfuscating like to publicly suppose it to be.
So-called champions of American college football have no distinct claim over other teams every year, which should bug them as much as it bothers these lesser non-contenders to their thrones. For the group of conferences that are not in the elitist Power 5, there is no path to a championship via the College Football Playoff (CFP) – a plural word in every other situation, this playoff settles a tournament of the four most popular teams but is not definitive. Upsets happen in life all the time, and some years, the little guy would get the trophy. 8 teams, Power 5 champs, 3 at-large. Not hard.